Is Acorns Available Worldwide? Acorns Alternatives for 2024

Toni Nasr, CFA, FRM

If you've been looking for a Robo-advisor, you may have come across Acorns because of its micro-investing features, and you're probably wondering if it's offered in your country.

Acorns is a Robo-advisor that offers automatically managed portfolios and allows its clients to round up any transaction to the nearest dollar, and invest it in a diversified portfolio of ETFs. They just need to link their debit or credit card to the Acorns account.

Do you want to know if Acorns is available internationally, its expansion plans, and the alternatives available to international investors? We've got you covered!

What is Acorns?

Acorns is a US fintech company founded in 2014 with more than 9 million users. Its goal is to make investing and saving accessible to everyone by offering personal checking, investment, and retirement accounts all in one mobile app. Its Robo-advisory services offer diversified portfolios recommended based on your long-term financial goals and risk profile.

  • Acorns Invest: A micro-investing app that helps you invest based on your profile with sustainable investing options, whether you want to invest for retirement, kids, or any other purpose.
  • Acorns Earn: A rewards scheme where you get rewards on your purchases with one of Acorns partners.
  • Acorns Checking: A checking account with a debit card that allows you to save, invest, and earn while being FDIC-protected at the bank level.

What makes Acorns different from other Robo-advisors is that it allows clients to round up their purchases to the nearest dollar and automatically invest that spare change in their Acorns portfolios.

Does Acorns work outside the US?

Unfortunately, no. Acorns is not available outside the US (as stated on its website), but it plans to offer its services to additional countries and jurisdictions later.

“At present, Acorns is only available to US citizens or legal residents who currently reside in the United States. Exceptions are made for active Armed Services personnel that maintain US addresses and are temporarily overseas.

Acorns is currently working with partners and regulators abroad to offer services to additional countries and jurisdictions.”

Acorns Alternatives

Although you won’t be able to open an account at Acorns if you don’t live in the US, many other Robo-advisors offer you the opportunity to invest automatically based on your risk profile. We’ve done some deep research and compiled the following alternatives to Acorns. We hope it makes your search for a suitable Robo-advisor easier.


A Robo-advisor offering many features like tax-loss harvesting, automatic rebalancing, and access to financial advisors. It helps you round up your purchases to the nearest dollar and invest, similar to the service offered by Acorns. Wealthsimple is currently available for Canadian residents only.


Sarwa is a Robo-advisor available for international clients except for US citizens or those having single passports from Iran, North Korea, Northern Cyprus, and Yemen. It offers a wide range of automatically managed portfolios, including a crypto portfolio. You can read our full review on Sarwa.


Raiz is a Robo-advisor based in Australia, offering diversified portfolios. It allows you to invest spare change from your daily transactions automatically. Raiz is currently only offered in Australia.


StashAway is a Robo-Advisor from Singapore that focuses on cost-efficient investing. It has no minimum investment or balance amount, and its management fees range from 0.20% to 0.80%.


A Robo-advisor offering various portfolios and customization possibilities. The service is fully automated and allows you to invest in socially responsible investments and benefit from tax-loss harvesting. You can have access to a personal financial advisor for amounts greater than €100,000. You can read our inbestMe review.


A Robo-advisor offering seven portfolios built from a mixture of ETFs recommended based on your risk profile. It provides access to investment consultants and currently accepts clients from the UK and Italy. The fees charged by Moneyfarm range between 0.35% and 0.75% annually.


eToro is a social investing platform. The company offers robo-advice services through its “Smart Portfolios” which are designed to help investors in creating diversified portfolios.

Acorns Alternatives by country

Acorns alternatives compared

The bottom line

Acorns is a well-known US Robo-advisor with many appealing features, such as the ability to invest your spare change easily, but international investors are unable to use its services. Accordingly, we presented other Robo-advisors offering similar services while allowing low deposit amounts.

We hope we have made it easy for you while searching for an alternative. Keep in mind that there’s no Robo-advisor that’s right for everyone, so your final decision should be informed by self-directed research and in-person due diligence depending on your financial objectives and overall investing platform preferences. In general, we recommend that you check their websites, read how their investment process is implemented, compare the fees charged, and make sure that the company is regulated. You can always have a look at our full list of Robo-advisors.

Remember, if you have any questions, feel free to leave a comment below.

‍A reminder that the above should not be construed as investment advice and should be considered information only. Investors should do their own research and due diligence about the services and opportunities best suited for their risk, returns, and impact strategy. 

Happy investments!

Other FAQs

Does Acorns work internationally?🌐

No, Acorns isn’t available anywhere outside the US, but it has plans to expand at a later stage.

Is Acorns available in Canada? Can Canadians use Acorns?🇨🇦

No, Acorns is not available in Canada.

Does Acorns work in Europe?🇪🇺

No, Acorns is not present in Europe.

Does Acorns work in the UK?🇬🇧

No, Acorns is not present in the UK.

Is Acorns available in Australia?🇦🇺

No, Acorns is not present in Australia.

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