Is Stash Available Worldwide? 🌎 Alternatives for 2024

Toni Nasr, CFA, FRM

If you have been looking for an application to start your investment journey, you might have heard of Stash as it offers free trading features and automated investing portfolios. And now, you might be wondering if it’s available in your country, right?

Stash offers digital financial services that help make investing easy and accessible to any investor. It lets you buy stocks and ETFs without paying any commissions and offers automatically managed portfolios recommended based on your unique financial goals and risk preferences.

Do you want to know if Stash is available internationally, its expansion plans, and the alternatives available to international investors? We’ve got you covered!

What is Stash?

Stash is a US fintech company founded in 2015 with more than 6 million users and $3 billion in Assets Under Management (AUM). It aims at making investing easy and affordable for everyone. It offers several banking and investing services, making it attractive to many novice investors, who are able to invest in stocks and ETFs for free and have access to automated investing. Its services are divided into three plans:

  1. Stash Beginner ($1/month): You get commission-free access to trade stocks and ETFs. Additionally, you get a personal bank account with a debit card and access to budgeting and savings tools.
  2. Stash Growth ($3/month): On top of the features included in the Stash beginner account, you can open a traditional retirement account or Roth and have access to smart portfolios and get personalized financial advice.
  3. Stash+ ($9/month): In addition to all the previously mentioned features, you can open several individual investment accounts (for family members), and get access to life insurance, and other banking benefits.

You can start investing with $5 and get a recommended diversified portfolio after answering a few questions about your financial goals and risk preferences. Stash Smart Portfolios offer cryptocurrency exposure by investing in trusts managed by Grayscale.

Does Stash work outside the US?

Unfortunately, no. Stash is only available to users based in the US (as stated on their website):

“Stash is open to US Citizens and legal residents of the United States with an accompanying green card or certain valid visas.

We accept the following valid visa types: E1, E2, E3, F1, H1B, L1, O1, or TN1.

We cannot accommodate people with visas not mentioned in the above list.”

At the time of writing, there were no intentions for expansion outside the US.

Stash Alternatives

Although you cannot open an account at Stash, numerous fintech companies provide Robo-advisory services and offer various automatically managed portfolios suited to your profile. We conducted extensive research and assembled the following alternatives to Stash’s Smart Portfolios. We hope that it will make your search for a suitable Robo-advisor easier.

Indexa Capital

A leading Robo-advisor in Spain allows you to invest in index funds starting with €3,000. The management fee ranges between 0.15% and 0.43%, depending on the amount invested. It is available to anyone living in one of the EU countries (except Cyprus, Gibraltar, and Malta), the United Kingdom, or Switzerland.


A Robo-advisor offering various portfolios and customization possibilities. The service is fully automated and allows you to invest in socially responsible investments and benefit from tax-loss harvesting. You can have access to a personal financial advisor for amounts greater than €100,000. You can read our inbestMe review.


Sarwa is a Robo-advisor available for international clients except for US citizens or those having single passports from Iran, North Korea, Northern Cyprus, and Yemen. It offers a wide range of automatically managed portfolios, including a crypto portfolio. You can read our Sarwa review.


A Robo-advisor available for Canadian residents, offering many features like tax-loss harvesting, automatic rebalancing, and access to financial advisors. Its portfolio offerings include a Socially Responsible investing option, and it charges between 0.4% and 0.5% annually.


A mobile investment app and Robo-advisor that allows you to make positive impact investments in areas such as clean water, smart mobility, clean technology, clean energy, sustainable food and circular economy. Its products include a General Investment Account (GIA) and an Individual Savings Account (ISA). It is available only in the UK. You can read our Clim8 review.


Raiz is a Robo-advisor based in Australia, offering diversified portfolios. It allows you to invest spare change from your daily transactions automatically. Raiz is currently only offered in Australia.

Stash Alternatives by Country

Stash alternatives by country

Bottom Line

Stash is an attractive financial services company for newbies looking to start their investment journey at low fees with access to automated investing. But international investors cannot open an account at Stash and benefit from the services and features it offers. As such, we listed a few other Robo-advisors available for international investors and have a low fee structure.

We hope we have made it easy for you while searching for an alternative. Keep in mind that there’s no Robo-advisor that’s right for everyone, so your final decision should be informed by self-directed research and in-person due diligence depending on your financial objectives and overall investing platform preferences. In general, we recommend that you check their websites, read how their investment process is implemented, compare the fees charged, and make sure that the company is regulated. You can check the full list of Robo-advisors.

Remember, if you have any questions, feel free to leave a comment below.

A reminder that the above should not be construed as investment advice and should be considered information only. Investors should do their own research and due diligence about the services and opportunities best suited for their risk, returns, and impact strategy.

Happy investments!

Other FAQs

Does Stash work internationally?🌐

No, Stash isn’t available anywhere outside the US, and has no plans to expand internationally.

Is Stash available in Canada? Can Canadians use Stash?🇨🇦

No, Stash is not available in Canada.

Does Stash work in Europe?🇪🇺

No, Stash is not present in Europe.

Does Stash work in the UK?🇬🇧

No, Stash is not present in the UK.

Is Stash available in Australia?🇦🇺

No, Stash is not present in Australia.

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